Obamacare has also been a huge benefit to people with pre-existing health conditions. It's also been a huge benefit to the many uninsured who were picked up in the Medicaid expansion.

The private plans for the self-employed/underemployed do suck though. Eventually the country needs to dump the foolishness of employer-based private insurance into some more mature, rational, and responsible approach to universal healthcare, but for now it's sadly the best we could manage.