This is a good example of why very few libertarians exist in NYC. Fantasy solutions like a thousand different HOA's to plow the streets just don't make much sense when you think about 8 million people spread across hundreds of square miles.
The HOA is just an example of how creative solutions can be found, it is not an answer to every problem. Did you really expect me to provide a full theory with all solutions to all problems in this post?
Your tacit premise is: "Since you didn't show me how to solve every problem, then your general solution is false." This is like blaming calculus for not having worked out all possible calculus problems.
As with most libertarians when you point out fundamental flaws in their reasoning, they deflect the conversation and try to talk about an ideal as opposed to anything based in reality.
Well first of all you didn't point any fundamental flaw in reasoning; you engaged in it yourself. Second of all this is just pure ad hominem. On top of that you've failed to respond to the point at hand, i.e. my underscoring of your fallacious mode of reasoning, namely that you can't rationally reject a general method on the grounds that the method didn't spell out all applications for you.