The work an ordinary job and support a house, wife and two kids thing is down to economic policy rather than tech. Houses have been treated as financial assets where you have to restrict supply to keep the prices up.
That may look basic but is similar to what you could get in the 1960s. I mean what do you actually need?
I think we may need a return to slightly more lefty policies - still free enterprise but everyone has a right to a reasonable home and ok income (healthcare etc)
You could build a manufatured house for ~$60000 or a couple or years salary like https://siphouse.co.uk/product/insulated-summer-house-with-v... if it wasn't for planning laws preventing it.
or https://www.claytonhomes.com/homes/36TRU28684RH/ Maybe 2x that for govt sponsored high rises like they have in Asia
That may look basic but is similar to what you could get in the 1960s. I mean what do you actually need?
I think we may need a return to slightly more lefty policies - still free enterprise but everyone has a right to a reasonable home and ok income (healthcare etc)