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You have am idea but typically you neither have a complete understanding nor a detailed view of the solution, and of course things tend to chanhe over time.

That's the key benefit of starting small and of iterating: it allows you to learn and to improve. You don't learn anything about your problem amd solution by writing a comprehensive design spec upfront.



I have an idea to build payments processor, how does that get me any closer to actual payments processing?




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