I just got my Cursor invoices and I'm genuinely shocked. Between October and early November, I've burned through $638 on AI coding assistance. That's more than some cloud bills.
Context: I'm an Founder & CTO building an AI-First CRM product.
Here's what happened:
October:
Started the month thinking "I'll stay within the Pro limits, no problem." By mid-month, Cursor hit me with a $280 invoice. By month end? $348.56 total in on-demand charges. I literally maxed out the $400 limit.
November:
It's only November 12 and I've already been invoiced $289.38:
Cost per request: Claude 4.5 Sonnet Thinking ranges from $0.02 to $0.06 depending on context size. Doesn't sound like much until you realize you're hitting it 200+ times per day.
I tried 7 different models (GPT-5, Gemini 2.5 Pro, Cheetah, etc.) thinking I'd save money. Claude still ate 85% of my budget because, honestly, it's the best.
Am I more productive? Absolutely. Is it worth $638 every 6 weeks? Idk. That's $5,500+ annually just for code assistance.
So I'm curious:
What are YOU spending? Am I an outlier or is this the new normal?
Have you changed behavior to cut costs? (Using faster models? Being more selective? Bringing your own API keys?)
At what price point would you stop? $100/month? $500? $1000?
Is anyone actually staying within the included limits? Or is that just marketing?
I feel like we're in this weird phase where the value is obvious but the pricing model hasn't stabilized.
Would love to hear how others are navigating this.
Key Findings from Your Cursor Usage Here are the most interesting insights from your usage data:
Cost Summary
Total Cost: $928.45 over 70 days
Average per Request: $0.06
Cost per Task (Request): Ranges from $0.00 to $2.78, with 65.7% costing under $0.05
Projected Monthly Cost: ~$416 (based on average daily spend of $13.86)
Request Patterns
Requests per 5 Hours: Average 70.7, ranging from 1 to 451
Average Time Between Requests: 6 minutes 33 seconds
Median Time Between Requests: Just 13 seconds (shows bursts of activity)
Peak Activity: 1-2 PM (10.4% of all requests at 1 PM)
Busiest Day: Saturday with 21.7% of requests
Token Efficiency
Average Tokens per Request: 83,371 tokens
Median Tokens per Request: 38,342 tokens
Average Output per Request: 876 tokens
Cache Hit Rate: 88.8% (excellent! saves money)
Cost per 1,000 Tokens: $0.0009 (very efficient due to caching)
Cost per 1,000 Output Tokens: $0.14
Notable Stats
Most Expensive Request: $2.78 using 6.8M tokens (mostly cached)
Total Hours of Active Usage: 1,692 hours (~9 requests/hour)
Most Used Models: claude-4.5-sonnet-thinking, claude-3.5-sonnet, and others
Your cache hit rate of 88.8% is excellent and is saving you significant costs! Without caching, your costs would be much higher.