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> this is also Apple's fault to a large degree

I don't know, I haven't checked extensively but I believe supporting iphone7 is still one checkbox away in xcode (xcode 26 release notes state that it "supports on-device debugging in iOS 15 and later", which is what is installed on my iphone).

I could imagine how some team at N26 though that "supporting" more devices was too much on their plate, which I would sympathise with, but the most likely scenario to me is that some technically inept "decision maker" decided to ban older phones in a security gesture to give the impression that he is adding value.

Note: I also own a venerable ipad air2 (2009) that I bought second hand long ago to serve as a midi controller. Still a very nice, well build machine. It's not allowed to connect to wifi or it would figure out what year it is. I call it "hibernatus" (reference to https://en.wikipedia.org/wiki/Hibernatus) :)



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