I did this back in 2014 or so when I was, ironically, more strapped for cash and needed to debug my budget (thanks, student loans!). i stopped because carrying change is annoying as fuck, losing cash is annoying at best and painful at worst, and tracking cash purchases is actually much harder than purchases made on the card.
instead, i used my debit card for purchases (couldn't spend beyond my means with it) until my income situation improved. i use one credit card exclusively now (and pay it down at the end of the month).
this was before businesses started going card-only post COVID. that's another reason why i wouldn't do this today.
(I built a Go-based expense tracker years ago that turns all bank alerts and receipts into, then, transactions in Expensify and, now, rows in Google Sheets. I'm able to track literally every single card transaction I make as well as reconcile purchases with their receipts. this is impossible with cash.)
I did this back in 2014 or so when I was, ironically, more strapped for cash and needed to debug my budget (thanks, student loans!). i stopped because carrying change is annoying as fuck, losing cash is annoying at best and painful at worst, and tracking cash purchases is actually much harder than purchases made on the card.
instead, i used my debit card for purchases (couldn't spend beyond my means with it) until my income situation improved. i use one credit card exclusively now (and pay it down at the end of the month).
this was before businesses started going card-only post COVID. that's another reason why i wouldn't do this today.
(I built a Go-based expense tracker years ago that turns all bank alerts and receipts into, then, transactions in Expensify and, now, rows in Google Sheets. I'm able to track literally every single card transaction I make as well as reconcile purchases with their receipts. this is impossible with cash.)