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I am the average consumer. I signed up for an Amex card that gave me 90K Skymiles and I had 30K skymiles already.

It’s fine if you aren’t interested in “the hobby”. But if I have a choice between spending $40k - $60K for 60,000 points and spending $5000 in 3 months to get 60K points, I’m going to choose the latter.



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