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Sometimes the company will continue to seek payment and put the missed payments on your credit report.

That should be illegal as well. If people stop paying for a continual service, like a streaming service or a magazine, then the service should just stop; companies shouldn't be able to accrue credit and continue seeking payment, just cancel the service and be done.

If something like a magazine wants a year payment upfront, then let them charge for a full year before the first magazine is delivered.



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