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Yes. I don't know how you can buy something and hold it for decades without calling that "speculation."


You buy it so you can live in it, I am also not speculating when I buy a cabinet that I also hope to keep for decades.


Living in a house doesn't consume it along with the land, hence the investment appeal. You can rent a house if you just want to live in it. I would totally rent a cabinet if that were a thing, but it's not because the value goes to 0 quickly.




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