Ditto. Even though I'm quick to scream "that spreadsheet is an abomination, you need a database", actually, my personal finances spreadsheet is not an abomination (at least, I'd like to think it's not - and after having seen quite a few "enterprise spreadsheets" in my time, I'd like to think I'm familiar with most of the red flags these days), it's what spreadsheets were designed for. It helps me to appreciate why accountants will never ditch spreadsheets: you just can't beat their flexibility and ease-of-use.

Although I choose convenience over privacy / no-cloud, Google Sheets FTW.