This is something I find so fascinating about the American financial system... Home Depot in Canada has taken tap payments and Apple Pay for a long time now.

Yeah Home Depot is a bizarre exception, AFAIK they signed a contract with PayPal at some point long ago that prevents them from accepting tap-to-pay. Their checkouts have all the hardware for tap-to-pay, but contractually they can't turn it on.

Hopefully that contract ends soon, because wow did they shoot themselves in the foot on that one.

Home Depot only exists in the USA. I was talking about EU where tap is everywhere.

They're in Canada and Mexico too.