In the UK, title insurance used to be common because it was difficult to prove nobody had some 300 year old claim that was valid, but not recorded anywhere.
The government passed a law giving anyone with such a claim 10 years to record it in the title registry, and after the deadline any unregistered claims were extinguished. And the title registry is digital and (basically) authoritative.
Of course, that doesn't stop the people doing house sales paperwork from trying to charge you £50 for insurance that literally does nothing....
The government passed a law giving anyone with such a claim 10 years to record it in the title registry, and after the deadline any unregistered claims were extinguished. And the title registry is digital and (basically) authoritative.
Of course, that doesn't stop the people doing house sales paperwork from trying to charge you £50 for insurance that literally does nothing....