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Yes, but idk where you are, in the EU we have this PSD2 rule or law, which adds 2FA to every action, not just transaction, making it impossible to automate and forcing you to use a 3rd party service, which costs about 30€ / month of you'd like to automate.

Before PSD2, at least German banks had a free api one could automatically query.

The EU claims it's done because of "security".

Essentially corruption.



But why does the Comdirect still offer a free API to their retail customers? https://www.comdirect.de/cms/kontakt-zugaenge-api.html


Your bank and your implementation can use TOTP just fine while meeting a 2FA requirement.




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