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Aren't cheques even worse for privacy though? Not only your bank knows exactly who you paid and how much, the seller also now has your actual name since it's just written on the cheque - at least when paying by card they get nothing.

Maybe I'm getting it wrong - cheques are something I've only seen in films, in my country no bank accepts them since 2020 anymore, they've been completely phased out.



I was given a chequebook when I opened my current bank account in 2004, I've written 8, all of them in the first 10 years.


Same, until I moved to a rural area. I did a lot of research about this place but didn't discover the pervasiveness of the cash society until I moved here.


Last I looked, checks had privacy regulations. Most other payment methods don't really. I'm also my bank's customer. For most payment companies, I'm the product.


What sort of "privacy regulations?"


Here - that being outside of Austin in Texas - I think the root causes for this behavior lie with tax cheats and ineptitude.


Checks certainly are not completely phased out in your country, just no longer common for consumers.

And shopkeepers can still take a name off a card.




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