> The easiest way to get fuck you money is to reduce your consumption.

If you work at a very high paying job in finance or at a place like Google or FB, I might agree with this. Some people in those groups make a lot and spend a lot (sometimes more than they make).

For people with more modest salaries, I think that this is tragically wrong for fuck you money, but probably right for relatively modest “nest egg” money.

There is a limit to how much a person can gain by cutting, but that same person is essentially uncapped in earning potential.

The easiest way to get fuck you money is to start a business that solves business problems. Knowing sales, business operations, and tech is a relatively easy way to access this market. Not easy overall, but relatively easy compared to other options that lead to fuck you money.

Personally, I quit my job at a time I had $300/mo in income from my startup and lived in an old suv. Yes there is a bottom limit but it’s much lower than you might think. A big limitation many people have is their family, since if they aren’t onboard (mine was) then it cannot work out. But in that case it’s no longer fuck you money, since you’re trying to earn enough to maintain your family relationships first, an honorable decision to be sure.