I just mitigate as much risk as I can, as early as I can, and it's worked so far. Tech is littered with hundreds of companies that died because of personality conflicts - which can be readily mitigated with an MSA and SOW.
As I note in my original comment, my approach can absolutely be utilized by technical founders.
No contract can save you from what you don't know, and don't understand.
Different points of view, if they can stay respectful. Can be a great strength.
I see the world in terms of risk. If X will help me derisk something. Even if it isn't totally EV+ it can be a good play, because risk of ruin is real. Especially with large amounts of money, and small numbers of trials.
25% less to have a 10% better chance at making 75m vs 100m? Probably worth it a that level. Because 75m or 100m is life changing money for 99.99% of people at least. The amount won't matter as much as your chance of getting to it.
As I note in my original comment, my approach can absolutely be utilized by technical founders.