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I paid for something with crypto just two days ago. I don't do many transactions with crypto, because most of the time it's easier to just use my cards, but on occasion it's handy.

Frankly, it works well, but it's not user-friendly for non-technical users still.



So basically unless the existing financial system gets really broken, it’s not worth using?


It's been worth using for me when I've used it, just not very often.


I would contend that being friendly for non-technical users is a necessary condition to consider it working well. It clearly works, nobody is saying it doesn't.


Plenty of things works well only for people with niche knowledge.

And plenty of people take a far more negative view of crypto.


‘Niche money for nerds’ doesn’t sound like a world changing concept.




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