I combine git-annex with the bup special remote[1], which lets me still externalize big files, while benefiting from block level deduplication. Or depending on your needs, you can just use a tool like bup[2] or borg directly. Bup actually uses the git pack file format and git metadata.

I actually wrote a script which I'm happy to share, that makes this much easier, and even lets you mount your bup repo over .git/annex/objects for direct access.

[1]: https://git-annex.branchable.com/walkthrough/using_bup/

[2]: https://github.com/bup/bup