In my case it's almost irrelevant because I don't have anything of real importance on my phone. I have an Android phone that does not have my gmail account on it. It does not have any enabled payment mechanism. It does not have access to sensitive documents. It has a few contacts on it, but that information is basically public anyway. I do not use it for 2FA. I do not have a password manager on it. It's just a throwaway device that is convenient for accessing the outside world without any identity built into the phone.

I realize that this means I forego many of the advantages of having a personal device, but that was a conscious choice I made a long time ago.