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I am always wary when there is a guaranteed return even if it’s a very safe investment. But given the stability of the US Govt, could someone explain who is on the “other side” that provides these returns and why? Possibly ELI5 sorry!


The government is the "other side," and they do it as a service to consumers. Each individual can only purchase $10K per year, so it's not meant as a general purpose investment vehicle.




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