I use a PW manager like its a religion. But having all my eggs in one basket gets me so nervous. I like the poor man's salting solution, and used it a lot before i got a PW manager. I just like to use a scheme where if you see my PW you cannot make out what the pw will be for some other site. For example if the site is hackernews.com, the pw might be "ag" + myusualpassword. Where "ag" is the first two letters of the base64 string of the URL... in this case "hackernews.com". That was just an example... I will not divulge what I actually used to generate my poor man's salt.