I can't imagine using anything else, it works so flawlessly for me on multiple devices across different platforms.
The main problem are multi files that are all written together, e.g. Scrivener, Git, ... - I get sync conflicts which are hard to solve.
Collaboration on individual files is also best solved using online office suites and similar tools.
The remaining scenarios indeed benefit from file locking and may need conflict resolution from time to time.
Yes, as I've said, I'd use something else, I've fallen for the "Share and collaborate on documents" marketing slogan of NextCloud on their homepage.
I can't imagine using anything else, it works so flawlessly for me on multiple devices across different platforms.