Random aside: I think it is amazing that first you found this commit + posted about it, then that I saw your post about it on HN.. was kinda ridiculous process to have to agree to the CLA, but I was pleasantly surprised by the automation + instantaneous approval...
High is the premium for 12 months + annual max out of pocket. We included it so people who know they'll have a lot of expenses can pick a plan based on what they'll likely pay that year rather than just the premium.
We do as well! Coverage networks (physicians) and actual costs are at the top of our minds. Check out sorting by 'worst case' -- while this isn't actual medical costs, if you have one or more chronic conditions, this is likely the cost you'll pay rather than just the premiums. Physician networks are harder, but we are working on it!
We'd love to be able to find this data per-plan, but its not currently easily discoverable for the states without exchanges.
We're hoping to find deductible data in time for these plans as well as more data that would help people differentiate plans such as number of providers in-network nearby.
This is what we saw as well. The main idea was that it still takes a number of clicks to get there at all. We wanted to provide an interface that significantly lowered the time to seeing the data and then provided the other details.
We currently include the plans from all counties in a particular zipcode rather than limiting to a specific county, but we should probably ask a user to specify their county if there's ambiguity. I'll get on adding this.
NC may be somewhat specific, but per reports a few weeks ago, only BCBS was offering ACA-compliant plans in all 100+ counties - Coventry was the only other option, and they were covering 36 counties. They may have changed that recently, but I'm not 100% sure on that.
EDIT: and thanks for your project - nice use of the data to help people get fast/easy access!
Thanks for the bug report- In theory I just pushed a fix for it. Could you confirm it's working for you now? If it's still there, could you let me know what zipcode you are using?
I was about to report one more about funky displaying of plan names but looks like the source data itself is like that (in the set you linked too). Search for bronze plans in 07302 and you'll see: AmeriHealth NJ Tier 1 Advantage_Ã
Yeah -- the story behind it is intriguing. Also, the states that have their own exchanges use central services provided by the federal gov for subsidy eligibility.
I do think we will see states release data back to the federal gov for ease of use in time. NM and ID already has done this and other states seem to send their raw data to individuals when asked -- suggesting the data can be centralized (e.g. when we reached out to CA for data, they quickly provided their data to us).
This is very interesting to me, I live in KY and we have our own exchange. Do to not having all my data (my fault not theirs) on hand the process of submitting an application has spanned a few days and their interface is really bad. I'd like to play with raw data and throw something together to allow for quick and easy searching. Who did you contact in CA for the data? I'd like to find the KY equivalent and reach out. Thanks and great job on the site!
- the person who made said commit :-)