The credit freeze stops the agencies from sharing your credit report until you remove the freeze. We think this is a lot more control than you have without a freeze! This, and having a local copy of your data are both important steps we can all take now on the path to bigger changes.

Thanks for the shout-out! I am one of the founders building veradan. For all the problems they still have, credit freezes are a huge step in the right direction. We all deserve better than this. I would love to talk more with anyone interested!