Consider SimpleFin Bridge [0] - it's essentially a wrapper around MX (Plaid competitor) that lets you very simply pull your own credit card/bank data for $15/yr.
One option I'd recommend for anyone working towards this is to use the SimpleFIN Bridge [0], which is basically an API wrapper around MX (a Plaid competitor) designed for personal use by the same people that make Budgeting with Buckets. Data security is definitely an issue, but I value having my transactions automatically imported more than I'm concerned about the risk of SimpleFIN being breached.
I've personally used SimpleFIN to provide automatic imports in my own personal, kind-of selfhostable personal finance tool [1].
In that case, shouldn't recessions instantly resolve themselves? When the price in stocks goes down significantly there's pretty much a guarantee that it'll come back up eventually, so wouldn't any prudent investor buy the dip?
As the parent comment said, the only explanation that really adds up would be that the amount of "available money" in the economy must be going down as a result of defaults on credit.
There are many factors that enter in this calculation. One of that we don't know which companies will survive a recession. This seems to be an easy answer when looking at Google or Apple, but it is not so clear otherwise. For example, many banks didn't survive 2008. Many tech companies didn't survive 2001. Nobody knows what will be the next group of victims in the coming recession.
But as a consumer it's very nice to have hours of operation, directions, phone numbers, and reviews all in one place that's linked to my search engine.
I can see how, if Google's top priority is turning a profit, Google having a product so data-rich and unified that it leaves no room for competitors is bad for consumers in the long term. On the other hand, the most desirable option would be a reliably "benevolent" mega-corp that could be trusted to prioritize the user experience while also horizontally integrating across product segments to create a unified service.
>the most desirable option would be a reliably "benevolent" mega-corp that could be trusted to prioritize the user experience while also horizontally integrating across product segments to create a unified service.
Why is that desirable? Its not to me. The most desirable outcome is open data exchange standards that allow data exchange so that ANYONE can build such a service.
Google locks-up publicly available data and they subsidize/price dump to offer services at no-cost so other players die out leaving them to manipulate the market as they see fit. Its the worst possible outcome for everyone involved.
Does multiple counts served concurrently mean that the effective sentence is just the longest individual sentence?
Also: I'm seeing from various websites that the maximum time-left-to-serve for minimum security (federal prison camp) is 10 years, but nothing definitive - [1] is the most in-depth but only specifies this requirement for male prisoners, whereas other requirements are clearly distinguished between male and female.
> Does multiple counts served concurrently mean that the effective sentence is just the longest individual sentence?
Generally, yes.
If her sentence is high she might not classify as minimum security (prison camp) and might have to serve some years at a medium before being moved.
Remember, federal prison sentences are generally "85%" which means you can get 15% off your sentence for good behavior. Almost every prisoner will get the maximum 15%.
I didn't read the indictment. Are her offenses nonprobationable? Usually non-violent offenses are probationable for first-time offenders.
Yes, the guidelines are kind of explicit about this for basic economic crimes. Ken White's the lawyer, though, not me!
They're actually even more specific for fraud cases, beyond the general 2B1.1 basic economic crime rule of sentencing according to the most severe count; for fraud, you apparently sum up all the losses from all the counts, which has the net effect of bumping Holmes up 2 additional levels.
[0] https://beta-bridge.simplefin.org/